I've been seeing more and more posts like this over the last few days.
As I posted a few weeks ago, as long as P4 teams continue to move away from scheduling top G5 programs, an auto playoff bid is needed.
If you're Memphis, Tulane, JMU, USF, UNT, Navy, etc., P4 teams aren't going to take the risk and play you because they know a loss is a real possibility (which hurts their own playoff chances). G5 teams can only get their SOS so high if P4 teams aren't even willing to schedule them.
The G5 getting an auto playoff bid is a stain on college football.