I say this with no disrespect, looking for an actual answer. What is the current pitch for $XRP? The token, not Ripple the company. Western Union chose Solana for their stablecoin. Swift went with Linea on ETH, which was the selling point I heard for years? Stablecoins have clearly taken the reigns for payments, so I get their stablecoin being in play. But what utility does $XRP have? Again, not trolling. Asking.