NII dipped 2% YoY but advances grew 13.74%. NIM contracted 36bps YoY to 2.52%, below initial guidance; mgmt now sees 2.50 as a floor, potential Q4 recovery dependent on rate stability. Asset quality improves: GNPA at 2.35%, NNPA at 0.54%. #NIM #AssetQuality (2/5)
Oct 30, 2025 · 5:20 PM UTC
EBITDA margin stable at 22.3%, PAT margin up 81bps YoY to 12.4%. Proactive provisioning includes ₹1,935 Cr capital gain from Canara Robeco/HSBC stake sale to be booked in Q3, enhancing buffers for prudent risk management. #Margins #Provisioning (3/5)
Management hit 11 of 13 FY26 guidance targets; CASA ratio at 30.69%, and NIM below target remain focus areas. Digital and capital market subsidiary revamps driving market share gains. Ram portfolio hitting 60% target on horizon. #Guidance #DigitalBanking (4/5)
Stock rose 4% post-results, touching 15-year highs. Monitor: NIM trajectory, CASA ratio improvement, digital uptake, and utilization of PSLC surplus of ₹25,000 Cr. Strategic balance between growth and margin pressure persists. $CANBK #Investing #BankResults (5/5)
