I don’t think a 50 year mortgage is bad. It gives everyone more flexibility financially You can pay a mortgage off early Not sure how else to lower home costs in 2025
Replying to @CryptoWendyO
Why not jusy take a 200 year mortgage and do like the government. Make your debt generational, and the responsibility of your children.

Nov 8, 2025 · 10:46 PM UTC

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Replying to @Styl1nCaveman
What is your suggestion to fix things? I hear a whole lot of complaining without any solutions
For one, deport the millions of illegal immigrants. As wells prohibite illegal immigrants from being able to buy houses, as well as even getting a loan for one. Part of the problem with housing is where. If you are trying to buy a house in popular places like LA or San Francisco, Chicago, New York its going to be extremely challenging. Encouraging buying some place with much lower cost of living as well as cheaper houses. Of course that requires jobs to be in the cheaper areas, figure out how to get more jobs in such areas. Keep private equity companies like blackstone from owing and buying single family homes. Such is creating a rental trap.
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Wouldn't the loan be paid back upon death of the owners and the sale of the property? The kids would get the balance where, if the parents paid rent, they would get nothing. Agree with Wendy that the idea shouldn't be dismissed out of hand
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I’d love my great grandkids to pay off the house. They are going to be living with us anyways since none of them can get one 🤣
Or inflated the crap out of the currency so the debt is negligible in the future
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🤣😂🤣😂🤣😂🤣😂
Don't give them any ideas.
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Sounds like you too have never negotiate a mortgage to understand the benefits of a longer term.
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The generational 200 year mortgage will come if we stay on this current trajectory...
I’m a fan of 800 year mortgages, I can own a house for $1 a month
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One of the kids and their family live with you.
That's funny, I love it. Make it a thousand years, and get the payments down to $16 dollars a month, all in, lol!!
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That is exactly what they’re working towards
would love that actually. my kids would be paying practically nothing thanks to inflation
they already have 100 year leases, I'm surprised they don't have 100 year mortgages. i'm sure we aren't too far off, since the home interest rates are still fked.
I think swiss people do that
Exactly what I said. 😐
They want serfdom
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Replying to @Styl1nCaveman
That’s actually not as bad as it seems. I would’ve gladly taken over my parents family home and $800 mortgage vs $2000 rent I would have to pay now. Over time as costs go up the mortgage rate of your parents will look like pennies.
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Deport 50 million people who don't belong here and crack down on Jewish hedge funds buying up single-family homes.
Yeah I guess right? The currency is literally a bank note mortgage deemed "legal tender" so who ever imagined there would be real consequences to that.
People will never figure out that mortgages simply raise home prices.
Why would it be generational? You can just sell it
Who wants to be willed debt? Suppose there’s no one to will it to who can afford it? I also think it will allow home prices to increase as payments will SEEM more affordable.
Here’s a crazy idea which I’m sure you have never even considered! Sell the home? Wow amazing