nobody talks about this, but one of the xrp ledger’s secret strengths is that it’s trivial for bank developers to use it. bosses at banks can understand the code. traders can understand the code. every developer in the whole financial industry can. and i can prove it. coding for the xrpl is totally different to other blockchains. it’s simple. you don’t need to learn any new languages. you can just use the most popular ones everyone already knows like javascript or python or java. it’s basically just api calls. this makes it way easier to run pilots, get internal adoption and ultimately institutional buy-in. i’m not making this up. see for yourself in the code snippets i’ve screenshotted below. the one on the left is using the open banking api. the one on the right is using the xrp ledger. see how similar that looks? yep. once you see it you can’t unsee it. the xrp ledger was built for business. and now you see it too.
Replying to @kwok_phil
this is one of the reasons why i love @kwok_phil (apart from him being my brother). he understands the technicals and how they relate to real world adoption like few others do.

Nov 8, 2025 · 9:10 PM UTC

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Replying to @dom_kwok @kwok_phil
You are both amazing. You embody the idea: Action: Nothing happens Until Something Moves. Keep moving gentlemen, you’re doing great!
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thanks grandma! it's great to be here and to be bringing so many new people into the space, including lots of grandmas lately! you rock!
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Replying to @dom_kwok @kwok_phil
tech with heart hits different 💡
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Replying to @dom_kwok @kwok_phil
I’ve been in this space since 2017. I don’t remember you guys. Last I remember, you guys had a video looking at something in Wallstreet. That said, I haven’t seen anyone as engaging and genuine. Keep up the great work.
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appreciate it john, it’s an honor to hear that - we will keep building and spreading the knowledge! 🫡💪
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Replying to @dom_kwok @kwok_phil
how it feels when the kwok bros drop knowledge on the TL :
Replying to @dom_kwok
bc i've seen deep inside. still learning more and more every day. there's so much to build! but i've seen the inner workings.
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Replying to @dom_kwok @kwok_phil
I've followed you all for a while, can either of you make this make sense to me? 80% of RLUSD is on ETH not the XRPL.
Replying to @dom_kwok @kwok_phil
Question to you both ??? What do you see as the most significant change/update to the financial system through blockchain over the next 6 months ??