While I don’t agree on the privacy bit,
@KapilChopra72 is dead right overall. These leeches don’t care about the perks — they just game the system, monetize every loophole, and turn loyalty into a black-market scam. They’re the rot behind every devaluation. Glad someone’s finally torching them.
A thief is never at fault, it’s why someone left their door open! That is some of the credit card influencers and communities for you! Why ? Because most of them are complicit in the corruption, in gaming, in selling points that they accrued to other people. Of taking away the rights of 99% good users. All coming to the defence of their brethren! And talking about privacy! Good comedy, guys!