there will be trillions tokenized on it #Xlm stock , bonds , payments
#Xlm
Stellar Lumens has formed a descending triangle pattern on the weekly timeframe
A bullish scenario could unfold if the price manages to break out upwards from this consolidation✈️
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Jack XRParrow 🏴☠️ 🇵🇹 retweeted
Como diría una de las principales máximas del Brodaxismo 👉🏼 @BrodaxOficial
“No te olvides de Stellar” 😉
#DCA #XLM
XLMtimes｜Markets Seem Still — But the Global Financial Structure Is Moving Beneath
Deck: Global convergence in regulation, payments, and adoption quietly reshapes the foundation of trust.
Date: 2025 / 11 / 09 (UTC)
Tags: #XLMtimes #XLM #Stellar #CBDC #ISO20022
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1｜Context & Premise
While global markets appear still, the institutions behind them are quietly reconfiguring the world’s financial foundation.
Major authorities—BIS, IMF, SEC, and ECB—are aligning their frameworks for digital assets and CBDCs under shared principles of transparency, interoperability, and sovereignty.
The G20’s role as a coordinating axis has transformed fragmented dialogues into a structured consensus.
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2｜Institutional Direction
The IMF expands cross-border settlement trials, while the BIS advances technical harmonization through Project Agorá and mBridge.
The SEC and ECB move toward a unified approach on tokenized securities and stablecoin supervision, with the Financial Stability Board orchestrating systemic coherence.
These developments signal a decisive shift—from national regulation toward interoperable institutional architecture.
⸻
3｜Contradictions & Pressures
Yet coordination brings structural friction.
Europe’s emphasis on surveillance-based stability contrasts with Asia’s focus on distributed trust and data protection.
The resulting semantic divide in verification reveals how “trust” itself is being rewritten in code—different definitions for the same ideal.
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4｜Operational Shift
Cross-border infrastructure is entering a phase of genuine convergence.
FedNow, RTGS, SWIFT, and ISO 20022 are overlapping through shared messaging protocols, while Stellar’s network integrates as a real-time liquidity layer in pilot programs.
Instant payment has evolved beyond speed—it now represents an ethical value: liquidity as trust.
⸻
5｜Analytical Lens
The emerging financial architecture reframes the logic of reliability.
Verification becomes the act of trust; decentralization becomes the structure of order.
Stellar and ISO 20022 exemplify transparent synchronization, where openness is not a vulnerability but a form of institutional symmetry.
⸻
6｜Evidence Base
1.IMF | Cross-Border Payment Pilot (10/31, IMF.org)
2.BIS | Project Agorá Phase II Statement (11/02, bis.org)
3.FedNow | Instant Payment Network Expansion (10/30, federalreserve.gov)
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7｜Operational Framework
•Access: Central banks, licensed financial institutions, verified wallet providers
•Flow: ISO 20022 message → Stellar settlement layer → RTGS finality
•Verification: Dual-layer mechanism—distributed signatures + central attestation
This hybrid model reconciles decentralized verification with centralized accountability, forming a new aesthetic of institutional balance.
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8｜Dialogue Points
Market observers question overlapping jurisdictions and technical fragmentation.
However, as verification synchronizes across central banks, distributed ledgers evolve into public instruments of institutional trust.
Stellar’s architecture becomes not an alternative, but the connective substrate linking regimes of reliability.
⸻
9｜Summary & Implications
Regulation, liquidity, and adoption now converge toward a shared axis of equilibrium.
BIS and IMF define the meta-architecture; Stellar enables its implementation.
In this alignment, value itself transitions from ownership to verification—
a world where transparency, not speculation, becomes the ultimate currency.
⸻
10｜Editorial Reflection
The markets may seem still, but the structure of trust is already shifting beneath.
In the quiet between price movements, the world rewrites its architecture of value.
— XLMtimes
muta great retweeted
ISO20022とは、送金や決済における情報伝達フォーマットの新規格です。
データ送信方法の共通・標準化を目指しているため、送金処理の高速化だけでなく、コンプライアンス対応もしやすくなることが期待されています。
#XRP や #XLM もISO20022対応なので、これから決済に使いやすくなりますね。
Mr.Homegrown retweeted
XDC CRYPTO PRICE TARGET $1100-$225,000. A $4+ QUADRILLION DERIVATIVES MARKET SET FOR 2025! #BREAKING #XRP #XLM #XDC #ALGO #Quant #IOTA #HBAR #Ripple #Crypto #cryptocurrency #cryptotrading #XRPHolders #XRPLedger
Dope Credits retweeted
💧 Liquidity is live!
$DOPE just launched its first two liquidity pools on Stellar 🚀
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🔹 DOPE / USDC: stellarx.com/amm/analytics/U…
More pools and partnerships coming soon — we’re just getting started 🔥
#Dopecredits #XLM #Crypto
