That’s Indian banking for you!
Anyways, a true burgundy customer is one who maintains satisfies the criteria own their own. For e.g., if you go via TRV route and have 25L under your account and 5L under your wife’s account, both of you are burgundy but none of you are true burgundy since you’re maintaining the criteria collectively. If you have 30L under your account and 0L under your wife’s account, you are true burgundy and your wife is just burgundy. Lastly, if you both have 30L under your accounts, you both would be true burgundy. Hope this explains 🤞