He ēode on þā hēan gealgan, beald on gesihðe manigra. - Dreám þæs Ródes

The Great White North
Joined April 2010
A 50 year mortgage allows the government to tax your estate when you die... The day after you make your last payment. You will own nothing, and you will be happy.
What’s the difference between a 50 year mortgage and just renting?
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Buyers: "How much will this house cost me?" Sellers: "What's your budget?" Buyers: "Well, it was 500K, but with these new fifty year mortgages, I think it could stretch to million." Sellers: "I have an astonishing coincidence to report." Look, I don't know exactly who's retarded enough to need to hear this, but if you throw money at something, you get more of it. Which means that if you subsidize demand, you get more demand. And if you have the same supply, and more demand, price goes up. This is how the federal Stafford Loan program made college a gateway to permanent debt slavery. Subsidize demand, price goes up. The reason people don't understand this is that most people are only smart enough to think about individuals, not populations. They think if you have more money, you can buy more things, as if things come from the item store in a Japanese console RPG, where the store always has infinity stuff to sell you, and infinity money to buy your loot. People who are capable of thinking about large groups quickly realize that money is just a way of distributing things. Like, there's a limited supply of things, and you're just choosing who gets them. Having more money doesn't make more things. Except... it should, shouldn't it? Eventually? Like, if apples get super expensive, because somebody invented a new kind of apple that's so delicious that everyone wants them, then the price of those apples goes up, so more people start growing them. So why doesn't that work with houses and colleges? Why don't the super-inflated prices of those things inspire profit-minded people to make more? It's almost as if there were some sort of gatekeeper, whose permission you needed to make a house or a university. But that's impossible, because this is a totally capitalist country, so you can just do things, right?
I don’t think a 50 year mortgage is bad. It gives everyone more flexibility financially You can pay a mortgage off early Not sure how else to lower home costs in 2025
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Constantinople*
Dudes talking about the 80s like he lived through them.
We are going to have the first trillionaire, and minimum wage is still $7.25/hr. I’m beginning to think this whole trickle down thing is a scam
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On a 300k loan, at 6% (assume the 50 year rate is the same - it won't be, it will be higher). 30 year $1800/mo payment $347,000 in interest 50 year $1600/mo payment $647,000 in interest
Instead of bringing down housing let’s just offer insane loans so we can pump the Ponzi more so the over leveraged banks don’t go under. You’d end up paying $1,000,000 over 50 years for a $300,000 home. This isn’t how you solve a housing affordability crisis.
This is why the government can't be in charge of feeding kids.
Somalian restaurant in Minneapolis took $12 million in federal child meal payments They said they were feeding 4,000-6,000 kids a day. They only averaged 40 people during 6 weeks They created fake names and invoices, Minneapolis Department of Education was aware and did nothing “The FBI installed a surveillance camera overlooking this building just off Lake Street in Minneapolis. At the time, it was Safari Restaurant, which overall took in $12 million in federal child meal payments — Safari claimed to feed 4,000 to 6,000 kids a day. Its invoices and meal counts shown to the jury alongside the video. An FBI agent testifying that an average of 40 people came and went during the six weeks it was surveilled. The FBI set up a total of 12 cameras at sites claiming to serve extraordinary numbers of meals. Another was at a deli in Saint Paul, also registered by defendant Salim Sayyed, which claimed 1,800 meals per day. The video shown to the jury showed an average of 23 people a day coming and going. The jury was shown dozens of invoices, meal counts, and emails seized from Feeding Our Future's headquarters in Saint Anthony. Some showed links to websites that randomly generated names and ages to create rosters of children who were served meals. — And the kicker? Minnesota's own Department of Education had red flags. Massive spikes in reimbursement requests, impossible, impossible meal counts, and they still rubber-stamped the paperwork. Now, this new audit proves what everyone with a brain has been saying for years, incompetence starts at the top. When the governor's own office is sloppy with receipts, how can he possibly keep his agencies in line? — It's the same pattern. Inflated invoices, nonexistent oversight, and zero accountability.” So Tim Walz personally knew and did nothing…. Where is the accountability?
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If I never looked at X, I wouldn't know it was shut down.
American friends, How has the federal government being 'shut down' for 30+ days affected you?
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"These Negroes, they're getting pretty uppity these days and that's a problem for us since they've got something now they never had before, the political pull to back up their uppityness. Now we've got to do something about this, we've got to give them a little something, just enough to quiet them down, not enough to make a difference... I'll have them ni66ers voting Democratic for the next two hundred years". LBJ
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This is MY feminism.
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You’re a real country, fundamentally, if you don’t need to rely on another country for basic needs: food, energy, defense. By this standard, there are very few real countries on the planet: America, China, Russia, France, Iran, North Korea, and…that’s it.
Replying to @RandPaul
Easy. The 2003 SARS outbreak exposed how outdated WHO's disease rules were, since the old International Health Regulations only covered a few named diseases. In response, the World Health Assembly launched a revision process. By 2004, avian flu drove CDC and global experts to draft the Manhattan Principles, which coined "One Health," a plan to unite human, animal, and environmental health to stop zoonotic outbreaks before they start. In 2005, WHO member states unanimously adopted the updated International Health Regulations (IHR 2005), legally binding all countries to detect, report, and respond to any event that might become a global health emergency. That framework began taking shape in practice with USAID's PREDICT program (2009), which hunted new zoonotic viruses worldwide and trained scientists in the One Health approach. One of its partners was EcoHealth Alliance, which later collaborated with the Wuhan Institute of Virology to study bat coronaviruses under a 2014 NIH grant. Meanwhile, WHO, FAO, and OIE formalized their Tripartite Concept Note in 2010, turning One Health into an institutional partnership. This tripartite later became a key partner in the Global Health Security Agenda (GHSA), launched in 2014 by the U.S. and allies to accelerate IHR 2005 compliance. EcoHealth Alliance and the Johns Hopkins Center for Health Security both participated in GHSA networks. Hopkins would go on to stage the infamous Clade X (2018) and Event 201 (2019) pandemic simulations which happened just months before the COVID-19 outbreak. At the same time, the Sendai Framework (2015) wove biological threats into global disaster planning and introduced the "Build Back Better" language for post-crisis recovery, further cementing IHR 2005 principles in international policy. So by the mid-2010s, the global outbreak response framework and the virus discovery networks had fused into one system. In other words: the same institutions doing the gain-of-function COVID-19 research were also heavily involved in creating the response playbook and doing the scenario games. It was all happening in parallel. We likely would not have had COVID-19 in the first place if we had never adopted the IHR 2005 regulations in the first place. The pandemic created its response, but the response also created the pandemic. That's the cover-up. Now go end the filibuster.
Don't marry either of these two MFs
Marry a man who doesn't see cooking for him as your obligation and responsibility.
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I have baller insurance with a wife and 3 kids Medical, dental, and optical I pay $700 a month My medical deductible is $5000, but it's basically 80/20 Dental and optical no deductable My OP Max $9000 Where are these people getting this insurance? Dubai?
Had dinner tonight with some good friends. For a family of 4, in 2026, she’ll be paying $3,600 a MONTH for health insurance. That includes a huge deductible. This is not sustainable for anyone but the wealthy. They want us to burn.
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Honestly, eat nothing but meat Load up on saturated fat Don’t eat fruits and vegetables And let Darwinism do its thing I’m fucking done trying to educate
"The main perspective of the Bible isn't to consider poor or rich but to show people how the world works and that you should plan accordingly." -Me
“The main perspective of the Bible isn’t to tell the poor to get to work but to tell the rich to give generously. The danger in the Bible is not so much that people are lazy as much as the rich are greedy.” Link below
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They're more literate, alright. It's a shame that minotaur milking isn't more useful to society.
This is why misogyny is stupid and self-defeating. The people trying to disenfranchise women are doing it from a position of relative ignorance. Women are - in general - more literate than men. And therefore - if anything - we should weight their opinions more heavily. NOT REPEAL THEIR RIGHT TO VOTE.
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I've never hoped for something to become a reality more than this guy's vision. In Jesus name, I pray.
Because they are literally parasites. That's why the Green Party wants to abolish them.
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It would prove that 800 years of progress is sufficient for progress for some, but not others.
In the medieval Catholic Church, the age of consent for a valid marriage was 12 for girls. If I created a hundred AI images with 12-year-old girls marrying 80 year-old men, what would that prove about Christianity?
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The difference is about 5 to 10 years.