Watching a couple argue over a $12K trip to Italy.
"That's too much," he said.
They have $3.9M. Their plan shows they'll end with $4.5M at age 95.
The math says spend. The spreadsheet says spend. I said spend.
But 35 years of "save, don't spend" doesn't shut off overnight.
The hardest part of retirement planning isn't the numbers.
It's convincing people they've already won.
Life gets 10x better when you’re not tied to a:
• $2,500/month mortgage
• $700/month car payment
• $200/month credit card payment
• $250/month student loan payment
Less debt. More freedom.
The path our generation is walking is dangerous. Too many teenagers waste their time scrolling, drinking, partying, showing no respect for their parents, no discipline, no drive. I understand you’re young, you think you have time. But time runs out.