Don’t sleep on the power of your 9-5. A solid 9-5 income and low living expenses is the formula I’m using to become a millionaire.

Sep 12, 2025 · 12:10 PM UTC

Replying to @Smartnetworth1
Absolutely. 9-5 income, low expenses, not caring what anyone thinks of you and TIME
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Replying to @Smartnetworth1
Only live within inside your means, besides that start investing in assets
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Replying to @Smartnetworth1
Need to focus on your active income before you worry about passive income
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Replying to @Smartnetworth1
Use your 9-5 to get out of your 9-5
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Replying to @Smartnetworth1
The 9-5 was my source......
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Replying to @Smartnetworth1
The rocket fuel
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Replying to @Smartnetworth1
I am doing the same
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Replying to @Smartnetworth1
Amen there. 9-5 provides so much fuel
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Replying to @Smartnetworth1
That solid income is all you need
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Replying to @Smartnetworth1
Your 9-to-5 job is a powerful wealth-building tool. It provides the steady capital you need. A simple investing system puts that capital to work. This combination allows you to buy assets consistently. You build wealth methodically, on your own terms. Your life. Your Rules.
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Replying to @Smartnetworth1
Consistent dry powder to deploy in the markets? Not a bad thing at all
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Replying to @Smartnetworth1
THIS!!! Everyone and their uncle wants to be an entrepreneur. I say work in a relevant field, save, and invest. Enjoy Healthcare benefits and travel, time with your kids, while making 💰 work with you.
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Replying to @Smartnetworth1
I promise it works. Some powerful ways to maximize the effect: - Non-FAANG tech generally allows full remote. Can live in a low COL location. - Automate the contributions, asset purchases and payments. - Don't chase div yield. Chase growth (div growth or share price).
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Replying to @Smartnetworth1
It is the easiest way to become a millionaire, and anybody can do it!!
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Replying to @Smartnetworth1
The key is it actually being a 9-5 rather than 9-6 or 8-5. That way you can live your life and even drum up some side income to speed up the process.
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Replying to @Smartnetworth1
I’m all for it if you don’t mind/enjoy your 9-5. They can build tremendous wealth when the finances are in order.
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Replying to @Smartnetworth1
That’s exactly how I did it… 35 years in government… the pay wasn’t the best but the benefits were… and a pension for life…
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Replying to @Smartnetworth1
this is what people miss on 9 to 5 can be your first investor if you treat it right by spending less of it and saving more
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Replying to @Smartnetworth1
It simply works.
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Replying to @Smartnetworth1
What I did and continue to do
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Replying to @Smartnetworth1
Cashflow is key. The wider your cashflow, the better your life will be. So many people are afraid of living below their means because they equate money with value. Whereas value is inherent.
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Replying to @Smartnetworth1
Well said my brother ! The 9 to 5 funds your 5 to 9. Escape velocity.
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Replying to @Smartnetworth1
Millionaire math doesn’t always require flashy moves
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Replying to @Smartnetworth1
Did this. Good news, anyone can do it. Bad news, nothing happens between $1Mil to $10Mil... you have to keep building.
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Replying to @Smartnetworth1
True.. and it is the solution for many of us, but you need TIME! Not all of us will have enough time.. unfortunately
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Replying to @Smartnetworth1
Exactly this used my 9-5 over the last year to hit my first £10K 👍🏼
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Replying to @Smartnetworth1
Hmmm. 🤔 how do you do it?
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Replying to @Smartnetworth1
Trying my best to do the same. 💪
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Replying to @Smartnetworth1
Well said. A high W2 can be the launchpad what matters is turning that income into assets that work for you.
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Replying to @Smartnetworth1
As long as you invest properly it’s doable for sure.
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Replying to @Smartnetworth1
If it can fund your investments then absolutely.
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