What is an American?

It's increasingly likely the government shutdown lasts until Jan 2026. It makes perfect sense when you realize the true objective, a Dollar shortage engineered to cause a global insolvency crisis. By shutting down you drain the system of liquidity, leading to credit implosions.

BREAKING: President Trump announces 50-year mortgages in the US.

We don’t need 50-year mortgages. Deport 10-20 million illegal immigrants and free up millions of homes/apartments. GenZ and Millennials would realize that they’ve been competing with an entire foreign class in their own country, mainly for the benefit of Boomers.

The Canadian government slaughtered 300 perfectly healthy Ostriches after scientists discovered Ostrich eggs have magical antibodies capable of curing an unknown numbers of life ending illnesses. Reports claim it was like watching a real life episode of black mirrors.

The 50-year mortgage sounds appealing on paper and it's supposed to make homeownership more accessible when first time buyers are hitting 40 years old and getting priced out of everything. But you do some basic math and it will show you a whole different story. On a $400k loan at 6%, you're only saving roughly $166 per month versus a 30 year mortgage. That's pocket change. The catch is you'll pay roughly double the principal amount in interest over the life of the loan we're talking $863k instead of $418k. Lenders will also charge you an extra 0.3-0.5% just for the extended term which basically erases whatever payment relief you were supposed to get. What really gets you is the equity problem. In the early years of a 50 year mortgage almost all your payment goes to interest. You're barely building equity while someone taking a standard 30year loan is stacking wealth and opening up refinancing opportunities way faster. It's like comparing someone who invests early versus someone who waits, the compounding works against you here instead of for you. The harder truth is that 50 year mortgages don't actually solve the affordability crisis, they just mask it. The real issue is that home prices have completely detached from wages. We're at a 5:1 price to income ratio when it's historically been around 3:1. Supply is constrained, zoning is broken and institutional capital is buying up single family homes to reprice entire neighborhoods. A longer mortgage term doesn't fix any of that. It just locks people into longer debt while the system keeps extracting value upward. The only scenario where this could work is if you treat it tactically, grab the low monthly payment now, then refinance into something shorter when rates drop and your income increases. But that's a lot of ifs and with ever increasing costs, would people do that? No. Real solutions would actually address supply, zoning, and policy, not just make people's monthly slightly more bearable for the next 50 years.

Thanks to President Trump, we are indeed working on The 50 year Mortgage - a complete game changer.

🚨🇺🇸 TRUMP FLOATS 50-YEAR MORTGAGES TO HELP YOUNG HOMEBUYERS Trump compared the idea to FDR’s creation of the 30-year mortgage, which helped millions of Americans afford homes during the Great Depression. A 50-year term could cut monthly payments and open the housing market to a new generation locked out by high prices and interest rates. No formal policy has been announced yet, but the concept is already sparking debate. If implemented, this would mark the biggest shift in U.S. mortgage lending since the 1930s - changing how Americans think about homeownership for decades to come. Would you take a 50-year mortgage if it meant owning a home sooner? Source: @EricLDaugh, @realDonaldTrump