If you are a physician in academic or community practice,
Make sure that those under your training (med students and residents)
Have Disability Insurance taken care of early and correctly.
This simply is not on the radar of most younger docs.
Here’s why this matters: 👉 53% of disability insurance applications get modified or declined after underwriting.
That includes stuff doctors think is “minor” - anxiety, past meds, minor injuries, counseling notes.
One small thing, and your options can vanish.