For a UK equivalent “The average annual car insurance premium in the UK is around £562, but this varies significantly by factors like age, location, and policy type. For instance, premiums are higher for younger drivers, with some sources showing an average of £851 for 20-year-olds, while those for drivers aged 60-69 average £458.”

Insurance costs climbing yet again. It's a classic snowball effect rising costs passed onto us, while the big guys skate by. What happened to making things sustainable?

Car ownership didn’t suddenly get better the cost of everything around it went up. Repairs, labor, parts, claims, and healthcare all inflated. Insurance is just the bill that shows you the true state of the economy. When basic mobility becomes a luxury, something is broken.

Cause? I assume it’s uninsured drivers. Feels like a doom loop: rates up, can’t afford, drive w/o insurance, accident. add illegal aliens to the mix and here we are.

Crazy. Yet another good reason to save and invest in order to self insure to the fullest extent possible.

That’s basically a stealth tax on mobility. Transportation inflation is becoming one of the most under-reported drags on disposable income.

Man, this has got to give at some point

Car insurance used to protect you from accidents. Now it is the accident

Insurance in general has gotten out of hand. The price we pay as a society for our litigious practices has become overwhelming.

This post is the first green thing I see in the last 2 weeks.

It’s almost becoming cheaper to self-insure

30% since 2022. Errr. What?!

MORE INFO: Full-coverage policies could climb as high as $2,472, with the steepest hikes in Rhode Island, Michigan, D.C., and Delaware. Maryland leads the nation at $4,093 per year — up 20% YoY.

Self driving will fix EVERYTHING

Everything is going higher and higher, soon people won't be able to afford anything.

Can they be allowed to do this?

“No inflation”, sure.

This isn't uniform across all states - only states that have not taken on tort reform. Florida, for example, just announced a second statewide reduction in as many years after a double digit reduction the previous year.

"3 million self deportations" meets reality

Then when you need to use your insurance because you had a wreck and total loss, they low-ball you on what your car is worth. As always with insurance, we get screwrd coming and going.

I was told the sharp rise in tri-state premiums came from more uninsured / underinsured drivers so politics aside, if the border’s closed and deportations are up, wouldn’t that trend be reversing by now? 🤨 Insurance (i.e. health / life / auto) and misused taxes are a scam

Great. Greed Capitalists put the country in a great path. Anyone who talks they are subjected to punishments. Their Alpha concepts so marvelous.

More crap in the U.S. And they call it number one country in the world. Yeah right

For many families, this isn’t just a statistic. It’s another monthly bill that squeezes a budget already stretched by housing, groceries, and childcare. The stress is real and cumulative.

I live in a place where car insurance is government owned, and everyone pays the same thing based on the type of car you drive. I pay about $750 USD per year for my vehicle

You’re not just paying more at the pump- you’re paying more to exist. Car insurance is up 49% since 2021. Maryland drivers are crossing $4K. Some states are bracing for another 12% spike. And yet they call it “normal.” They call it “sustainable.” As if freedom of movement should come with this kind of tax. The middle class is being drained- not by luxury, but by necessity. This isn’t inflation. It’s entrapment. — The Master Builder @KingsProtocol

👀

They tell you inflation is 3%. Meanwhile, your car insurance is up 49% since 2021. This is the real economy. This is the hidden tax they don't talk about. The middle class is being bled dry while they play with the numbers. WAKE UP.

at this point i’m just driving uninsured and praying for character development

Insurance companies be like: “We noticed you drove safely… so we’re raising your premium for being too predictable.”

The Best-Selling Cars in the U.S. So Far in 2025 Units sold in H1 2025 🇺🇸 Ford F-Series: 412,848 🇺🇸 Chevrolet Silverado: 284,038 🇯🇵 Toyota RAV4: 239,451 🇯🇵 Honda CR-V: 212,561 🇺🇸 Ram Truck: 174,320 🇺🇸 GMC Sierra: 169,182 🇺🇸 Chevrolet Equinox: 157,638 🇯🇵 Toyota Camry: 155,330 🇺🇸 Tesla Model Y: 150,171 🇯🇵 Toyota Tacoma: 130,873 🇯🇵 Honda Civic: 128,236 🇯🇵 Toyota Corolla: 120,052 🇺🇸 Chevrolet Trax: 119,593 🇰🇷 Hyundai Tucson: 113,310 🇯🇵 Nissan Rogue: 109,563 🇺🇸 Ford Explorer: 104,929 🇺🇸 Tesla Model 3: 101,323 🇺🇸 Jeep Grand Cherokee: 99,668 🇯🇵 Subaru Forester: 95,972 🇯🇵 Subaru Crosstrek: 90,334 Source: Cox Automotive and Automotive News via Kelley Blue Book.

Interesting how well the insurance increase tracks with Biden's border invasion and the flood of Indian truck drivers.

The Golden Age of insurance costs.

what happened in 2020 when the word stopped driving? Oh..... all those EVs came to market. So much for keeping ICE (the engine, not the other) abundant and affordable.

Maybe 2 million deportations will help, with more to come!

This is exactly why more people are keeping older cars longer or going without coverage they actually need. Not ideal but when premiums eat your entire budget something has to give unfortunately.