NII dipped 2% YoY but advances grew 13.74%. NIM contracted 36bps YoY to 2.52%, below initial guidance; mgmt now sees 2.50 as a floor, potential Q4 recovery dependent on rate stability. Asset quality improves: GNPA at 2.35%, NNPA at 0.54%.
#NIM #AssetQuality (2/5)